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    <title>Main News Stories</title>
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    <description>A category for the main site news stories.</description>
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    <item>
      <title>Final salary pension changes</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2465/Final-salary-pension-changes.html</link>
      <description>How the new rules could affect your retirement provision</description>
      <pubDate>Tue, 7 Sep 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Emergency Budget - Summary </title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2432/Emergency-Budget---Summary-.html</link>
      <description />
      <pubDate>Wed, 23 Jun 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Investing for Children after the Child Trust Fund era</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2429/Investing-for-Children-after-the-Child-Trust-Fund-era.html</link>
      <description />
      <pubDate>Wed, 9 Jun 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Is this crisis the same as the last one ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2426/Is-this-crisis-the-same-as-the-last-one-.html</link>
      <description />
      <pubDate>Mon, 24 May 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>No NEST Egg ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2424/No-NEST-Egg-.html</link>
      <description />
      <pubDate>Tue, 18 May 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>A Hung Parliament - Do the markets really care ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2414/A-Hung-Parliament---Do-the-markets-really-care-.html</link>
      <description />
      <pubDate>Mon, 26 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Big Issue Guv ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2412/Big-Issue-Guv-.html</link>
      <description />
      <pubDate>Fri, 23 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Feathering the NEST ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2411/Feathering-the-NEST-.html</link>
      <description />
      <pubDate>Thu, 22 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Beating the Tax man - Chapter 3</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2410/Beating-the-Tax-man---Chapter-3.html</link>
      <description />
      <pubDate>Wed, 21 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Beating the Tax Man - Chapter 2</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2409/Beating-the-Tax-Man---Chapter-2.html</link>
      <description />
      <pubDate>Tue, 20 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Beating the Tax man - Chapter 1</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2408/Beating-the-Tax-man---Chapter-1.html</link>
      <description />
      <pubDate>Mon, 19 Apr 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The With-Profits Minefield</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2357/The-With-Profits-Minefield.html</link>
      <description />
      <pubDate>Tue, 5 Jan 2010 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Ireland 1 - UK 0 ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2354/Ireland-1---UK-0-.html</link>
      <description />
      <pubDate>Tue, 15 Dec 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>ISA Bonus for the over-50s</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2334/ISA-Bonus-for-the-over-50s.html</link>
      <description />
      <pubDate>Fri, 6 Nov 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>IFS Market Commentary (overview)</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2308/IFS-Market-Commentary-(overview).html</link>
      <description />
      <pubDate>Fri, 2 Oct 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>IFS Market Commentary (equity markets)</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2309/IFS-Market-Commentary-(equity-markets).html</link>
      <description />
      <pubDate>Fri, 2 Oct 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>IFS Market Commentary (bonds &amp; property)</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2310/IFS-Market-Commentary-(bonds-and-property).html</link>
      <description />
      <pubDate>Fri, 2 Oct 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>To ISA, or not to ISA.....</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2270/To-ISA,-or-not-to-ISA.html</link>
      <description />
      <pubDate>Wed, 29 Jul 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>State Pension - When will you get yours ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2266/State-Pension---When-will-you-get-yours-.html</link>
      <description />
      <pubDate>Tue, 21 Jul 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Some people are on the pitch !</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2252/Some-people-are-on-the-pitch-!.html</link>
      <description />
      <pubDate>Mon, 29 Jun 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Complaints about IFAs fall to just 3 per cent</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2236/Complaints-about-IFAs-fall-to-just-3-per-cent.html</link>
      <description />
      <pubDate>Wed, 27 May 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Commercial Property Recovery ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2234/Commercial-Property-Recovery-.html</link>
      <description>Not just yet</description>
      <pubDate>Tue, 26 May 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Budget 2009 at a glance</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2232/Budget-2009-at-a-glance.html</link>
      <description>Were you a winer or a loser ?</description>
      <pubDate>Thu, 14 May 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>drip, drip, drip</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2225/drip,-drip,-drip.html</link>
      <description />
      <pubDate>Thu, 30 Apr 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Good News from China</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2218/Good-News-from-China.html</link>
      <description />
      <pubDate>Mon, 27 Apr 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Moving the S2P goalposts ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2214/Moving-the-S2P-goalposts-.html</link>
      <description />
      <pubDate>Wed, 22 Apr 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Waiting for the Robins ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2200/Waiting-for-the-Robins-.html</link>
      <description />
      <pubDate>Tue, 14 Apr 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Pension planning for business owners</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2187/Pension-planning-for-business-owners.html</link>
      <description />
      <pubDate>Thu, 26 Mar 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The land that time forgot</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2184/The-land-that-time-forgot.html</link>
      <description />
      <pubDate>Fri, 20 Mar 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Wildebeest, Crocodiles &amp; Corporate Bonds</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2168/Wildebeest,-Crocodiles-and-Corporate-Bonds.html</link>
      <description />
      <pubDate>Wed, 4 Mar 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Cash ISA's - A stampede for the exit ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2156/Cash-ISAs---A-stampede-for-the-exit-.html</link>
      <description />
      <pubDate>Fri, 20 Feb 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Boring but necessary</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2145/Boring-but-necessary.html</link>
      <description />
      <pubDate>Thu, 12 Feb 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Still Throwing Money Away ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2135/Still-Throwing-Money-Away-.html</link>
      <description />
      <pubDate>Mon, 9 Feb 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Commission or Fees - Good or Bad ? </title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2110/Commission-or-Fees---Good-or-Bad--.html</link>
      <description />
      <pubDate>Mon, 26 Jan 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Market Commentary</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2094/Market-Commentary.html</link>
      <description />
      <pubDate>Wed, 21 Jan 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>A Rally ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2090/A-Rally-.html</link>
      <description />
      <pubDate>Fri, 16 Jan 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>What do you expect from a Donkey but a kick ?!  </title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2086/What-do-you-expect-from-a-Donkey-but-a-kick-!--.html</link>
      <description />
      <pubDate>Mon, 12 Jan 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The Ego's have landed</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2071/The-Egos-have-landed.html</link>
      <description />
      <pubDate>Mon, 5 Jan 2009 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Who's paying for the Bailout ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2065/Whos-paying-for-the-Bailout-.html</link>
      <description>As if we didn't know...</description>
      <pubDate>Wed, 24 Dec 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Government Pensions Strategy </title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2061/Government-Pensions-Strategy-.html</link>
      <description>Have they got one ?</description>
      <pubDate>Fri, 19 Dec 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The Guru Speaks !</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2057/The-Guru-Speaks-!.html</link>
      <description />
      <pubDate>Mon, 15 Dec 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>An Equitable Christmas ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2054/An-Equitable-Christmas-.html</link>
      <description />
      <pubDate>Thu, 11 Dec 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Relying on the State if you are sick ?</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2049/Relying-on-the-State-if-you-are-sick-.html</link>
      <description>What would the state do for you if illness or injury meant you couldn’t work?
</description>
      <pubDate>Tue, 9 Dec 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The Pre-Budget report</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2032/The-Pre-Budget-report.html</link>
      <description>With the economy on a an almost guaranteed path to recession, Chancellor Alistair Darling is expected to pull something dramatic out of the bag. </description>
      <pubDate>Fri, 21 Nov 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Intestacy Rules to Change</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2014/Intestacy-Rules-to-Change.html</link>
      <description>The government has announced that next year the rules governing intestacy will be changing.</description>
      <pubDate>Sun, 26 Oct 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Pension Promises </title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2013/Pension-Promises-.html</link>
      <description>A week of promises in the pensions industry (sounds familiar), starting with the Government tabling an amendment to the Pensions Bill that it hopes will safeguard the final salary promises of bought-out pension schemes. </description>
      <pubDate>Thu, 23 Oct 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>The Sunday Papers</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-2015/The-Sunday-Papers.html</link>
      <description>The ongoing global financial crisis gives the media plenty of bones to chew on</description>
      <pubDate>Wed, 22 Oct 2008 00:00:00 GMT</pubDate>
    </item>
    <item>
      <title>Protecting your portfolio in Troubled times</title>
      <link>http://www.independentfinancialservicesuk.co.uk/news-1977/Protecting-your-portfolio-in-Troubled-times.html</link>
      <description>The nationalisation / failure / bailout (delete as appropriate) of Bradford &amp; Bingley is a stark reminder that these are unprecedented times for stock market investors. </description>
      <pubDate>Tue, 30 Sep 2008 00:00:00 GMT</pubDate>
    </item>
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